Description

Home loan affordability indicator (HLAI) is a ratio of family income to average loan repayments. The HLAI, divided by a constant factor of 10, represents the number of times by which the median family income exceeds average home loan repayments in a full year. Includes long-term averages from March 1997.

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Home Loan Affordability Indicators (HLAI)

Key features

Home loan affordability indicator (HLAI) is a ratio of family income to average loan repayments. The HLAI, divided by a constant factor of 10, represents the number of times by which the median family income exceeds average home loan repayments in a full year. Includes long-term averages from March 1997.

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